Is Travel Insurance Worth It? Yes. And It's Cheaper Than You Think

My mother and I are sitting at a red light then BAM! A truck hits us from behind. The driver claims he sneezed and lost control of his vehicle 🙄 Aside from some soreness, we are OK, but what if the accident had been a lot more serious? 

The thought of hospital bills bankrupting me makes me panic more than broken bones. I’m American, but I don’t live in the U.S. and so I’m not part of the healthcare system. When I’m visiting my family in the States,  I buy my travel insurance through World Nomads. With them, I worry less about financial devastation if something bad happens to me in my home country.

So who else is travel insurance great for? On the Postcard Academy ‘travel insurance’ episode, I interview Phil Sylvester from World Nomads on how expats and nomads can use their service. Phil is a former broadcast journalist who now co-hosts the World Nomads podcast with Kim Napier (I make a guest appearance on the World Nomad’s Bangladesh episode!). 

Phil Sylvester heads up PR and media communications at World Nomads. The people who work there are globetrotters themselves and they actually want to help fellow travelers who find themselves in sticky, or even dangerous, situations. I wish I’d had them when my iPhone got smashed to bits in Colombia. Photo courtesy of Phil.

Subscribe to the Postcard Academy for free to get a break down of the benefits of travel insurance —  and to hear some horror stories of what can go wrong on the road. We get a little graphic in this episode — you’ve been warned. 

I’m such a fan of World Nomads that I joined their partner program. If you buy your travel insurance through World Nomads by clicking on one of the links on this page, they’ll give a little monetary bonus to the Postcard Academy. This is a great way to support the show at no additional cost to you. 

I love World Nomads, not only because they protect me while I’m traveling, but also because they share my values, which can be summed up by Phil’s favorite travel quote, which is by Mark Twain: “Travel is fatal to prejudice, bigotry, and narrow-mindedness…” Photo courtesy of Phil.

Travel insurance: simple & flexible

You can buy and claim online, even after you've left home. Travel insurance from WorldNomads.com is available to people from 140 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

7 things you should know about travel insurance from WorldNomads.com

1. Trusted reliable underwriters
   WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
2. Value for money with the cover you need
   WorldNomads.com provides cover for what's important for travellers from 140 countries. By focusing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.
3. Flexibility when you need it most
   Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you're already travelling.
4. Cover for a range of adventure activities
   From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
5. World Nomads keeps you travelling safely
   All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
6. More than just great value travel insurance
   All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
7. Commitment to exceptional customer service
   We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.